Seattle-based · Available virtually
Retirement decisions are complicated.Your explanation shouldn’t be.
I help people understand Medicare, Social Security and the decisions that connect them. No pressure. No obligation. Just a useful conversation.
Nick Woog, RSSA® · Licensed independent insurance agent
Start where you are
You do not need to know what to ask.
People usually arrive with a stack of mail, an approaching deadline, a parent who needs help, or the uneasy feeling that their current plan may not fit anymore. That is enough of a starting point.
Medicare
Understand Original Medicare, Medicare Advantage, Medigap and Part D before comparing the options available where you live.
Learn more →02Social Security
Examine claiming ages, family circumstances and projected lifetime benefits through an RSSA Roadmap® analysis.
Learn more →03Helping someone else
Sort through the Medicare, Social Security and Medicaid questions that appear when a caregiver, POA or guardian must step in.
Learn more →04Speaking and education
Practical programs for senior centers, retirement communities, adult family homes, conferences and professional audiences.
Learn more →A real person, not a call center
Clear answers. Candid guidance.
Nick is an independent licensed insurance agent and Registered Social Security Analyst based in Seattle. His job is not to make the programs sound easy. It is to make the real choices understandable enough that you can make a sound decision—and use it afterward.
He has delivered more than 100 educational talks at senior centers, retirement communities and conferences, including programs for caregivers, guardians and adult family homes.
Speaking and professional education →Where Nick actively works
Seattle-based. Multistate by design.
Nick actively assists Medicare clients in eight states. He maintains insurance licenses in additional states, but availability depends on the state, product and carrier. Social Security education and RSSA® consultations are available virtually nationwide.
A useful first conversation