Who treats you?
Primary doctors, specialists, health systems and the network rules connecting them.
How I help
Understand first. Compare second.
Medicare is federal, but private plan options are local. A plan in Seattle can differ from one in Tacoma, Bremerton or another state. I explain Original Medicare, Medicare Advantage, Medigap and Part D before we compare the options available where you live.
I am an independent licensed insurance agent. The conversation may include multiple carriers and plan types, but it does not mean every plan in the market is represented. We will be clear about what I can discuss and where I actively work.
What do you take?
Exact drugs, dosages, pharmacies, formularies and prior authorization.
What can it cost?
Premiums matter, but so do deductibles, copays and the annual maximum out of pocket.
A useful next step
Start with the facts.
Nick actively assists Medicare clients in Washington, Oregon, California, Minnesota, Illinois, Ohio, Pennsylvania and Texas. Availability varies by county, product and carrier.